L. Jenkins

North York

January 5, 2004

Dear Mike,

Good day. I have received my cheque of $2,234.90 and I just had to write and tell you how happy and surprised I was, when I opened the envelope and saw that amount. I was shocked, I wasn't expecting that much, that was the biggest Christmas gift I ever had, and I thank you very much.

May God guide and keep you in good health and strength to continue to help others, just as you have helped us. I wish you and the others at Options for Homes a happy and prosperous new year in good health.

May God bless you all. Thank you very much.

L. Jenkins